St. Louis' New Construction Lender™ Apply Today!

4 Steps To Buying Your Dream Home:


Build Your
Dream Home


When building a new home you need the right mortgage company.

You need Groundwork Mortgage.

We see time after time that new home buyers who choose lenders lacking experience in new construction wind up frustrated and stressed by delayed contract deadlines, poor appraisals, unexpected closing costs, higher interest rates, missed closing dates, and long closings.

Groundwork Mortgage is an expert at new construction purchase finance. We get new construction in St. Louis.

With over 20+ years of residential construction and mortgage experience, we are dedicated to serving the unique needs of new home buyers and the home builders they choose to build their dream home.

Our team guides new home buyers and their home builders to smooth, on-time, and quick closings with no surprises and true cost savings.

No mortgage company serves more new home buyers than Groundwork Mortgage.

Contact us to learn why the best home builders recommend our team and how we earn a Google Review 5-Star Rating, as well as multiple service awards from the Home Builders Association.

Become one of our happy homeowners!

See our reviews on Google👇


Groundwork Mortgage
Based on 100 reviews
powered by Google
Cityofgod Kids
Cityofgod Kids
01:39 29 Apr 21
The most experienced and professional Mortgage company in town. thanks for all of your help.
Amanda A
Amanda A
01:47 24 Apr 21
Amazing experience with Tony and team at Groundwork Mortgage! He walked me through everything at every point in the process.. he truly went above and beyond to make my first home buying experience the best!! Thank you so much for everything and could not be happier with the quality and professionalism I experienced with Groundwork. Highly recommend
Mel Hopken
Mel Hopken
20:24 07 Apr 21
This was our first time using Groundwork and the experience was exceptional! Our Kansas City contact Brett guided us every step of the way, ensured we had all documents submitted on time, answered all of our questions, and called regularly just to check in. We really appreciated all the hard work to ensure we found the best mortgage to meet our needs.If you are looking for a fabulous mortgage experience, I definitely recommend Groundwork!
Michael Boyer
Michael Boyer
15:28 05 Mar 21
Purchasing a home in the middle of a pandemic is very stressful, however Groundwork Mortgage conducted business is a very easy and professional manner. They helped us through the tire process and eased our fears. I would definitely use them if we ever purchase another new home.
Rebekah Rigby
Rebekah Rigby
18:11 04 Feb 21
Groundwork was fantastic to work with when purchasing my new McBride home. As a first-time homebuyer I had endless questions about the process, financing, insurance, closing and so much more. Jackson, who I worked with, was so patient with my constant barrage of questions and emails, incredibly responsive every time I reached out to him (even with questions after closing), and made sure I felt informed and comfortable with every decision I made during the lending process. I can’t speak highly enough of the personal touches that really went a long way in making me feel understood and informed from the moment of our first phone more
Tracy Senf
Tracy Senf
21:17 30 Jan 21
I had a great experience with Groundwork Mortgage while closing on my home with McBride. Jonathan Pickens was always responsive, even on weekends, vacation, holidays, etc. I really appreciate the ease of the process with them.
Lauren Veicht
Lauren Veicht
02:15 12 Dec 20
Groundwork was instrumental in helping me secure a fabulous interest rate and bank while buying my home! I moved from out of state, and they made the transition much easier. Highly recommend!
Amy Rogers
Amy Rogers
01:04 04 Nov 20
I have had the best experience with Groundwork Mortgage. They have made the mortgage process a smooth and stress-free experience. My loan officer was always quick to respond to my questions, and was able to process my information very quickly. I am very pleased with their service.
See All Reviews

Applying for A New Construction Loan?

The Do's and Don'ts when applying for a new construction loan

Download our FREE Guide to help avoid delays and disruption with your loan approval. We created a quick list of Do’s and Don’ts to reference in order to make the home buying experience as smooth as possible.

5 Reasons to choose Groundwork for your
New Home Mortgage Solution

1. Dedicated to serving New Residential Construction

2. Committed to serving you

3. Options and value, the key ingredients to meet your needs

4. Unparalleled professionalism and transparency

5. Not just about the work, Groundwork is invested in the community

Have Questions?

This short video will help!

or call (636) 537-1005

© Terms and Conditions: This is not a credit decision or a commitment to lend. Credit is subject to approval. Monthly payment and interest rate vary based on borrower’s qualifications, credit score, actual closing costs and other variables. Additional programs may be available. Depending on your situation, mortgage insurance may be needed which will increase the monthly payment and APR. Rates are subject to change without notice. Restrictions apply. Subject to full application and underwriting. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.